Benefits of P.F. (Provident Fund)

1. Retirement Savings  Helps build a secure financial future after retirement.

2. Tax Benefits  Contributions are eligible for deductions under Section 80C of the Income Tax Act.

3. Employer Contribution  Employer also contributes to your PF account, adding to your savings.

4. Loan Facility  You can take a loan or partial withdrawal for emergencies like medical, marriage, or education.

5. Pension Scheme (EPS)  Part of the PF goes toward your monthly pension after retirement.

6. Insurance Benefit (EDLI)  In case of employee’s death, the family receives an insurance payout up to 7 lakhs.

7. Portable Account  PF account can be transferred when you change jobs through UAN (Universal Account Number).

( Expected TAT Filing 48 Working Hour)

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